My real brother had home loan in ICICI, which were charging 9.5 interest initially. They were demanding 5 percent payment which he was required to pay during the term of principle payment. He wanted to pay this 5 percent at the end of final installment so he asked India Bulls whether it is allowed in there scheme. They said yes we have this scheme. Now after paying 7K he changed the plan. When builder demanded money they said we don't have any such plan, however that was the sole condition on which loan was transferred. India Bulls or bullshit changed the sole criteria of balance transfer. Don't fall prey of them
