I had been an Indiabulls homeloan client for a long time. Their loan preparing rate is inimitable. Their approval limits are likewise high. Initial interest rates are extraordinary as well. The issue begins when you really turn into their client. They sneak interest hikes into your record without your notification step by step, however rates for new clients stays low. They won't return the hike for any reason. Mine began at 9% around three years back and now it is 12.5%. Their client service is beside pointless. They won't react to your inquiry straightforwardly. I simply needed a outstanding loan balancing letter so I reached them. They sent me EMI estimation sheet. I couldn't get the loan balance record even following couple of months of rehashed email conversations. They realized that I will utilize it to apply for a loan somewhere else. At long last after a great deal of battle, I got my loan exchanged to ICICI. My recommendation to potential applicants- apply for Indiabulls just if all else fails.