I am holding saving account from more than 9 years. This is government bank but average balance to maintane is 2500 . As you observe in other bank minimum average balance is near to 1000.
For maintaining extra minimum average balance what extra facility they are providing ? So why to use this . Better you hold other public sector bank account.
Other public sector bank is giving same level os service with minimum charges.While private sector is applying higher charges they are giving better service.
Internet banking is also average . Initially there is no charges on neft. Now there are charges on neft also. ATM availability also issue in some areas.