I have icici demat account in habsiguda branch in hyderabad. The demat account is attached with my saving account. The advantages are
1) at any time we can see the demat for what are the holdings we have.
2) transfer of money from savings to demat and vice versa is easy.
3) the IPO bidding is easy.
4) icici mutual fund buying is easy.
5) portfolio statement is easy to see.
6) app is available . in mobile also we can trade.
disadvantages are
1) brokarage is too costly.
2) Relationship manager never calls us