Jan 07, 2007 11:43 AM
3729 Views
I came to this company to get a term insurance pure risk coverage policy which I thought is very very good with icici and lic
but when I came in to the office a person came who is dealing with the life insurances in icici only he told me about that ULIP plan I told him I have that plan with uti but then also he told me that we can give you better returns and showed me the paper having the returns on that and with the insurance coverage also I agreed
then I asked him about the charges he said 18% only in ist year and some what 10% in second year and no charges there after so I said ok its fine I will take for 1 lac every year
now when I got that papers I saw 70% was deducted as the charges of there company and the risk coverage he was saying of 30 lacs but I got for only 10 lacs
see the beauty of the misleading ness
then I got this policy done from max new york life he gave me the pure risk coverage plan they are the cheapest in the industry thats why
and he told me that they get less commission in the pure risk plan thats why they dont sell these plans but the person from max gave me that plan and I am really glad to have that
so please if you want to purchase the trouble and get misleaded then go to ICICI prudential thats the best place to have these things
