Low investment.......... Gain more. Review on ICICI Prudential Life Insurance

I bought a policy of ICICI PRUDENTIAL LIFE INSURANCE by name of my wife  Life Time Super pension  in 2007, payment mode is Rs 6000 half yearly for Term of 25 yrs .I paid only 36000 in 3yrs, After 3yrs leave it without pay for 10yrs .On dated 15/0512017 surrendred the policy that time received amount of about Rs 92675.

That time I think it is not bad by saving  a small amount from my expenditure today I got this amount .This amount help a lot .we also think that if I deposit in all 10yrs can get a good amount . when I calculate the growth rate then  find that it is 2.58 times .

And after this, I starts to find out that how can get good return in a ICICI Prudential life Insurence(ULIP) .

That is  (this is my personal veiw) -

• choose a good policy.

  
  




• Invest for a long period

  
  




• sum charges are hidden and the financial advisor does not show before  the policy holder.clear all the charges.

  
  

-* check online about the policy.

• call the customer care and clear all details about the policy or investment before  buy .

  
  




• buy online that  give 1% more investment of the first premium that help to increase the unit .

  
  

Create userID or password for checking fund value online themselves .

take a policy by name of your child as possible to decrease the charges apply by the company or the policy.

Check the investment portfolio  or

• take pure investment

Does not take any high risk .

and many more .

So, Applying a little mind .can gain .a good return.

This is my personal experience about the icici pru.life insurance  after the month of july 2017.