Jul 28, 2003 05:51 PM
2244 Views
(Updated Jul 28, 2003 06:42 PM)
I m operating my account with ICICI Bank from last 3 years.
Initially it was to good (I guess only by looks). I use to have about 70 to 80 thousand rupees in my account initially (how can I risk my money like this?). I won't be wondering if they change there one liner from ''Aap hie ka paisa hai'' to ''Aap hie ka paisa THA''....
This month, they deducted 250 Rs from my account as ''minimum balance charges'' although I had about 15000 Rs left in my account. but that money was in ''Quantum optima account'', one of there very impressive scheme(only for sales) in which one gets 1 or 2% more interest then the saving account. In this scheme, the money from your saving account automatically moves to a different virtual account, which is treated as fixed deposit. I didn't knew that this money is not even visible to ICICI Bank too :-&, my luck :-S. For this they deducted 250 Rs (much more then the interest I got from my quantum optima account). This 250Rs is for every quarter, so 1000 Rs for a year. The State bank of india (SBI) was much better in this regard. they really treat ''Aap hie ka paisa'' as aap hie ka paisa. Now I understand, why that branch manager of SBI was so egoist. I really miss you Mr Branch Manager (SBI) :-( U'll soon find me in the queues of SBI Teller. Their Minimum balance is much much less then ICICI, I guess something like 250 Rs, the minimum balance charges of ICICI :-&.
I'll soon(very soon) close this ICICI bank account to save the multiples of 250 Rs every quarter.
Amar: I'm sorry ICICI Bank, u only forced me to do this...
ICICI: Mr. Agnihotri, Sorry to see you go. We surely gonna miss you....
