Jun 23, 2006 02:41 PM
4439 Views
It was in the month of April 2005 and I suddenly had a money crunch. I was desperately seeking finance and my wedding was fast approaching too.
Couple of finance companies I approached like Citi or Standard Chartered promised a lot but they did not deliver. Either their followup was bad or the interest rates were too high.
At hat instant my colleague suggested to talk to ICICI Bank. I called them up and they had something called a pre approved loan as I had my salary account with them. The customer support was very helpful and he arrived on the same day and collected the required documents from me.
I received my loan within next 5 working days as promised. Though the interest rate was marginally high then a co-operative bank loan the entire process was too smooth and money was credited to my account on the fifth day.
The second phase here is more important as most banks are good while you take money from them but closure is a pain and there are lot of hidden costs. But with ICICI it was as smooth as availing the loan. They completed the formalities within an hour and I received all by post dated cheques (only 6) which I had issued during loan approval through courier within a week.
I strongly recommend ICICI Personal loans for all those who need instant money for all your needs. Its hassel free.
