Nov 21, 2006 11:34 AM
2345 Views
Hi,
I am having an ICICI credit card and I am holding the same for 2 yrs. I have some other gold cards as well(SBI and HSBC). As I don't find any speciality/attraction for the ICICI card, I didn't use the card in a usual way. All otehr cards are having attractive offers for each and every kind of purchases. But recently, ICICI declared an offer like, 100% cash back. I know, its really a CHEATING as nobody will get the specified number when they count their authorisation IDs.They have programmmed it in that way only in their payment server. But still, just for a fun, I used my card for some 2000 rupees purchase. I have got 1% cash back!!!. some 20 rupees. But the real real bad thing is , IF WE GET SOME CASH BACK, THEY WILL DEDUCT A MINIMUM OF 90 POINTS FROM OUR REDEMPTION POINTS!!!!!.....A REAL CHEATING...
So my friends,...don't fall into this kind of cheating....
ANOTHER THING IS ...THE INTEREST CHARGE...ITS REALLY REALLY HIGH....U WILL BE IN BIG TROUBLE IF YOU ARE NOT PAYING THE OUTSTANDING AMOUNT FULLY....A LOTS OF HIDDEN CHARGES ARE THERE , WHICH ARE NOT THERE FOR CARDS LIKE SBI AND HSBC...FRANKLY SPEEKING...SBI CARD IS VERY STRAIGHT FORWARD..but STILL HAS SOME ISSUE WITH REDEEM POINTS ALL.....I just want to convey this issue to all of my friends ..as I have been using different cards for the last 10 years....
Reagrds
Rajesh
