Jul 22, 2015 02:50 PM
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ICICI bank is a multinational bank and it has headquarter in Mumbai. ICICI Bank provides many types of credit card such as sapphire visa credit card, Rubyx visa credit card, signature card, Coral platinum card etc.
All cards have there own specialties and offers.
I am using ICICI Coral credit card in that I got various benefits as compare to other credit what I have use.
Movies ticket – In ICICI coral credit card if you’ll purchase one movie ticket from book my show you’ll another ticket free, this offer is applicable only for two tickets in a month. Because of this offer I save almost 450 bugs in a month.
Saving in Petrol- while filing petrol I get back all surcharge amount what they have charged.
Security – while swiping card in any shopping mall or any restaurants or any other place it always ask for pin, I am telling this because my friend have other bank credit card which is not asking pin while swiping which is insecure. While online payment ICICI credit always ask for OTP.
Rewards- You’ll earn payback point every transaction, in coral credit card I am getting 4 payback points in spent of 100 rs. From this payback point you can buy anything through online by redeem those point.
Draw backs- ICICI coral credit card have many positive points but it has some drawbacks to.
1)- For getting free movie ticket the value of ticket should be lower 250 rs.
2)- You can book Two free tickets in a month while some banks provide more than that.
3)- We will only get surcharge back if we fill petrol in HPCL pumps which I really don’t like and also amount should be more than 400 rs.
I’ll give 3.5 stars out of 5 to ICICI credit card as per my experience…