Nov 22, 2006 03:35 PM
2875 Views
I read many reviews here. Many of them are negative.
This is my first credit card and the only card I use. I think I am very fortunate that I didn't get any problemswith it (Dont ask about my SBI card, I dont like to admit my blunders).
As I already told about ICICI Bank, I suggest ICICI card if you are technical savvy and especially if you have an ICICI account.
You can make the best out of your card, if you connect your ICICI Card with you ICICI account and if you use internet banking.
No need to wait for the courier boy for the statements, you can check it online (on the next day)
No need to remember the due date, you can opt for auto payment (either minimum balance amount/entire amount)
You'll get SMS alerts
You can convert your transactions to EMI (I like this very much as no need to go for personal loans)
Further it is accepted almost everywhere.
Anyhow, whatever the card you have
first make yourself of the rules and regulations (though they are not visible normally use a magnifying glass and read it anyway).
Checkout with the customer cae executive about new offers
Settle the balance amounts as early as possible and as much as possible.
