Aug 14, 2020 08:00 PM
2605 Views
(Updated Aug 14, 2020 08:00 PM)
Had been to ICICI bank branch at Hulimavu in BLR, to inquire about transfer of my existing H/L from another bank with 7.3% interest rate. The executive at branch asked me to immediately login into the bank portal & submit the pre-approved loan request in my A/C, so that they can process it for 6.95% I.R.
As was having connectivity issue with my mobile, had logged into the bank system & even after insisting NOT to complete the form in case of any processing fee, the executive still promised to get the same approved ASAP with NO documents requirement at all, as it is pre-approved & transferred Rs.3, 100 from my S/B a/c towards processing fees & issued the sanction letter with 7.2% I.R. & asked to get all the documents of the property to process it if still OK with 7.2% I.R, loan transfer after paying Rs.12K again towards transfer charges.
Upon questioning states that the system has approved that I.R & thereby can't do any thing & the processing fees also being Non refundable would not refund it.
They are real fraudsters, that in order to achieve their monthly targets, they loot the customers walking into branch with NO morale / ethics at all.
