May 07, 2004 11:09 PM
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(Updated May 07, 2004 11:09 PM)
Review : There is a very very famous story in Gujarat which I must say here before I say something about these private sector GREAT INDIAN BANK !! once upon there was a man lives in a small town.his wife once told him go to the market and to bring some vegitables .so he went to the market and in the mid way he finds a farmhouse where is lots of vegitables were available but the farm ownere was not anywhere.
~~The man becomes gready to pick the vegitable but he thought that its really immoral to pick the vegitable in free of cost and without the permission of the farm owner after all he has the great culture of Indian morality.well he had find a way and ask the farm '' O farm can I pick 2-4 vegitables from you ??? ''now its clear that farm will not reply him so after a few minute he replied himself '' Oh Dala why only 2-4 vegitables ? please pick 10-12 vegitable with great pleasure.'' The man (Dala tarwadi) becomes very much happy and picks 10-12 vegitables from the farm and returned his home with a pleasure of keeping HIS MORALITY!! this story doesnt finish here but the end of this story is not relevant here for our reviews regarding these private sector bank So I am not writing this full story.
~~Don't all of us we sees now days that these private sectore banks,private mobile service providers are acting in like such kind of ''Modern Dala Tarwadi' they are increasing their charges each quarter without any reason. and these private sector banks are working the worst in the whole industry. they charge Rs. 750 for non maintenance of balance of Rs 5000!! which is about 15% per quarter means monthly 5% on Rs. 5000 !!! doesn't its the biggetst loot and the biggest cheating and unfortunately there is no legal provision which help customers in this regard.
~~I have the worst experience with the HDFC bank which is really the worst in the entir Banking Industry. I had a current account with that bank and they have closed it with the reason of non maintainance of balance without informing or even warning me . the real cause behind these closure was that I had complained its top management against its lootting policy and the worst service experience in my local city.cause I had also a saving bank a/c.with the said bank which was also running for 18 months without the balance each time. but they have closed only my current account which was very active account!!! if you goes for demat of your shares in its local branch the staff will say you to fix the stamp yourself !!! cause he dont have time to affix a stamp on the original share certificate and I am really surprised when I hear that this bank goes the best consumer awards.
~~Only god know how much IQ of those institution who gives such award to these banks !!! Well what I had done with my saving account ? simply there is a (-) balance of service charge of Rs 1600 and I haven't paid the bank and told them that I will fight the legally with the bank if they will force for recovery of that charge. and as I was well aware the bank never dare nor it will dare to file a suit against me cause it knows that they can't prove their jenuiness in this regard.
~~So friends if they have charges your then please dont pay them and just go to some public sectore bank which are really now working very good and their future is more brightfull then this fish catcher private banks God save all of us from such kind of ''DALA TARWADI'' WIHS YOU ALL THE BEST OF LUCK
