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MouthShut Score

29%
1.54 

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Excellent Bank, Great Products
Jan 10, 2003 05:44 PM 2549 Views
(Updated Jan 10, 2003 05:46 PM)

Phone Banking:

ATM Availability:

Internet Banking:

Customer Service:

Based on my experience as an individual with savings account, I like the following things about this bank:




  1. Courteous customer service




  2. Excellent phone, internet and mobile banking




  3. Internet banking is not very exciting, but it gets the job done




  4. Great fixed deposit rates. The best in the industry.




  5. Great products under one roof - credit cards, non-housing loans, insurance, stocks, mutual funds, RBI bonds, etc






Things that I don't like about them:




  1. Most branches don't deal with Foreign currencies.




  2. Not too many ATMs all over the country.




  3. Housing loans are not provided by the bank! Housing loans are managed by a separate company called HDFC. The bank is called HDFC bank !




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