Not recommended bank (Misguide People). Review on HDFC Bank

Personally I will not recommend this bank because my first salary account was in HDFC and after leaving the company he will never to inform me that we are changing my salary account to personal saving account. And he charged me approx 12000 rs non-maintenance charges that's not a good attitude and when I request to close the account he told first deposit non-maintenance charges then I will close your account . so tha's why when I switch my 4th company I have two option for salary account first is HDFC Bank and 2nd is Axis bank . So I was gone in Axis because I don't believe the HDFC Personally and 2nd thing I get fraud approx 10000 rs in HDFC Bank credit card when I will disputed to customer care he refund my amount . so people tell me how can I believe the HDFC Bank.Phone banking is average . lot's of ATM but mostly not working . Internet banking needs improvement.Customer Care are not polite.