HDFC VISA CREDIT CARD- ONE OF THE BEST CARDS. Review on HDFC Bank Visa Credit Card

HDFC BANK VISA CREDIT CARD is one of the best Credit Cards in India.

I was given this Credit Card way back in 2002 when I first became an HDFC BANK customer and I have been using it since 2002.  I am fully satisfied with the services and facilities offered by this credit card.

Plus points I notice:

They have been increasing the credit limit frequently as my card usage and repayment were prompt.

You can link your card to the NET BANKING of HDFC BANK and not only vidsew the card statements, unbilled amounts and other account details online, but also can request a lot of services for the card online.

One of the best features of this card is,  you can enable or disable the International usage any time by logging on to the Net banking facility and also set a limit for the card usage within your overall credit limit. This is one of the best features as far as security aspect of the card is concerned.

On the security aspects, this card is a chip based one for added security and online  transactions are protected by two way authorization by either OTP received over your registered mobile or by using the Verified by Visa extra password protection.  Card swiping usage is protected by secured  PIN number facility.

So far, I have no problems with the card. I have used it overseas also for few purchases when I went abroad and also use it at some International online sales sites where it can be used as per  the Forex  transactions rules of RBI. This is an International Credit Card.

Their Reward Point scheme is also very useful and on few occasions, HDFC CREDIT CARD very promptly converted my purchases on EMI payment facility as per my request,  without any problems.

They do not charge any Annual fee for this card

Overall a very good experience using this card.