HDFC Titanium Credit Card is designed exclusively for shoppers as it earns them those shopping privileges and benefits in India and abroad. Benefits on offer are in the form of attractive Reward Points program which allows you earn 2 Reward Points for every Rs.150 spent provided spends of up to Rs. 15, 000 per statement cycle. The card also offers fuel surcharge waiver which is a common feature among credit card, however, along with the waiver you also get an opportunity to earn Reward points over it which is rare among credit card offerings. Also added features like insurance coverage which is offered by few shopping cards is absent with HDFC Titanium Credit Card. Thus even though the card has few good features, few important ones are also missing. The interest rate charged on the card is 3.15% p.m. which is competitive in comparison to the other. There is an annual fee of INR Rs. 379/- applicable for HDFC Titanium credit card. And this fee is non waivable.
