Hello friends, I am dinesh using dhani app since couple of months . It gives you instant loans with zero percent interest . It recovers the due with 3 installments. This is the main feature of dhani app but here you can also Shop grocery and medicine.
Sounds cool right ! But its totally scam. Once you get into this you will stuck in their trap.
1.
This app takes a monthly subscription of almost 500 rupees. They give 10k to 50k but you can't withdraw the total amount at once . You can only withdraw 10% of total amount and also have to pay 30% of borrowed amount very next day otherwise they add late payment charges.
2.
You can't withdraw money without their physical credit card but you have to pay extra 999 pupees to active the credit card and if you use online transaction they block your credit limit.
3.
If you pay through master card they take extra charges all the time you pay.
4.
Once you subscribe they add the next month subscription fee to your borrowed due . There is no option to skip subscription and pay dues.
