These are a bunch of fraudsters. Please save your hard earned money from them.
This is what happened with me: I activated one freedom card with a credit line of Rs 5000/month for ₹; 199( it is the fees for their plan) . Did a transaction of ₹; 500 for which I did not get any cashback( 10% cashback was promised) . it got converted into 3 EMIs in which the 1st Emi was on the next day of the payment itself. They have made EMIs as 217/month for 3 months for borrowing ₹; 500 ( in which ₹; 150 is stamp duty as per them.) .EMI should have been 166/Month as it was a no cost EMI thing.
So I had a net loss of ₹; 350 For borrowing ₹; 500 from Dhani.i have to pay back a total of ₹; 651+ ₹; 199= 850. Worst app I have ever seen.
How was it a 0% EMI? They have so many hidden charges that you will regret using this app.
Also, There is a thing called dhani cash. which we earn by playing games on dhani. they claim that we can use 10% of this cash to pay EMIs. However it is not true, just another fraud promise by dhani. there is no option to pay your EMIs using dhani cash.
These people should be sued in court.
