Oct 07, 2016 09:46 AM
11935 Views
I picked individual advance. They charged conventional rate of interest 18% on diminishing equalization. At that point 1 day they called to move up to higher sum. I concurred. They should discount me 1 EMI of 2496/ - which was paid ahead of time. They did it, yet dispatch organization through which they sent me the draft lost it. I enquired them and they needed me to go to Notary, get a letter marked on stamp paper of 100/ - . Why? Its my cash. Its my privilege. In the event that I am requesting cancelation of past check which they issued and issue another one to me why wouldn't they be able to isn't that right? So till now I have not got my check.
At that point 6 months prior I called them for pre conclusion. Incredibly, they are charging all enthusiasm on initial 6 months. So here is the count:-
Overhauled EMI:- 3065
Aggregate sum for preclosure according to Citibank following 7 months including 5% preclosure charges and Service Tax(which they commited to be 4% at first) 43, 872
Sum in EMI of 3065 for 13 months:- 45975
Net Difference:- 2103 as it were?
December 2009 will be last EMI or last time they will suck my blood.
2nd case: Citibank Credit Card
I had Citi Gold Credit Card limit:- 1.25 Lacs. It used to create articulation on fifteenth of consistently and installment due date as fourth of consistently. My rating has been remarkable. Opportune installment, 0 late expenses. Full installments. I made exchanges on second Feb 2007 to get my new auto fitted with extras worth 12, 000/ - . So my reasoning was to pay them on fourth or fifth March as I paid Citibank full sum on first Feb and that is the thing that estimations and past explanation says. I got my bill produced all of a sudden on thirteenth Feb and Payment due date as 28th Feb. How a salried individual can bear the cost of 12, 000 finally day of month? Incredibly, C.Care dept let me know Sir we have Flexi explanation era. Bull Sht. Why their approach changed in only 1 month that as well when my Outstanding parity was high? I masterminded by one means or another equalization exchanges from other Credit card.
Net Result:- Card Canceled in Feb 2007
