I am using the card from last almost 5 years. This is an ongoing good experience.
This card gives flag 5% discount on utility bill which includes phone, electricity, dish etc. The is almost like 100 RS every month u get back. Even this card can be used in all Indane oil petrol pink with no extra surcharge
Also all transaction, it .2% cashback.
Very simple but effective use. Also website and Bill payment is farely simple.
Can take this card if usage is above.