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21%
1.09 

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Verified Member MouthShut Verified Member
Bangalore India
For small loans it is ideal.
Mar 23, 2016 11:09 AM 10562 Views

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We were in Croma to purchase a new refrigerator. The samsung refrigerator that we had our eyes set on was available. It is a high-end model and price was exceeding our decided budget. In the store we saw a couple of Bajaj Finance agents. We went and spoke to them regarding a loan just for  the fridge. The things they needed was an address proof and pan number.


After verifying details and checking the credit score, they gave us all the details. A down payment had to be paid and other than that the interest rate is very reasonable. So we took the loan for six months. Now the amount gets automatically reduced from my account at a certain date every month. Now they gave me a card, through which I can apply for future loans. It was an easy process, also for small amount, I think it is an ideal option, because it did not take long for the loan to get approved. The documents they needed were not too many either. For buying expensive items if you need a small loan with not a too high interest rate, bajaj finance is ideal.


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