Finance with toucher.. Review on Bajaj Finserv Ltd (Bajaj Finserv Lending)

Bajaj finance. if you want to face torcher. you can purchase goods with this Bajaj finance. I bought. IFB washing machine. With so many restrictions. I got Bajaj emi card with online payment. 359 rs. After 1 month I got a card then I went to buy washing machine they said that you are not eligible for this. but I have 30000 limit. I fight with them. finally I got washing machine. I payed 11000 emi is 20000. but they scratch full amount why I don't know. its ok but I have 10000 limit. I got so many messages to my Mobile. You have 10000 limit. you can shop. Then I went to buy a mobile. Again same problem faced. this time they not gave me a mobile. I don't know why they are sending you have 10000 limit. if I am not eligible. and they gave me a date every month 5th. But we has to maintain money 3days before why I don't know. why I want to maintain balance before. they has to deduct on 5th only every month. why three days before. this is soo irritating to me. and this is  very torcher. now I am thinking why I did this mistake.  and I am going to pre-close my Bajaj finance. loan. I don't want to feel any more torcher with this.