Jan 22, 2007 09:58 PM
21545 Views
(Updated Jan 31, 2007 11:28 PM)
friends
Not sure why nobody reviewed this plan yet but now Bajaj Allianz has the best ULIP product! i.e. "Capital Unit Gain".
Advantages.
Very less Premium Allocation Charges
Best returns on the investment
Partial withdrawls after 3 years
Less mortality charges
5. Topup facility
and the list goes on.
Read my reviews at https://ulipinvestment.blogspot.com
Premium allocation charges by other companies ranges from 20 to 45% of your premium. For example, if you want to invest in Icici's plans there is not topup facility available. and in Bajaj Allianz, charges on Topup are about 2% only!.
Less charges on foreclosure is another advantage. And they also have a referral scheme where in you get paid for referring your friends.
Fact is, the product is very good in all terms. Try for yourself. I'm not an insurance advisor but I invested in the Capital unit gain plan after reviewing almost 5 ULIP Plans by different companies.
There are some channel partners who will pay you referral bonus on your investment as well as on referrals made by you.
Their product brocher mentions all the terms and conditions very clearly. no hide and seek.
Check out Outlook Money 31st Jan 2007 Edition page no. 66(cover page title "The Rupee Stretchers") and compare yourself!
What's more?.
You can create your profile and check your statement online!. once you register, you can switch between different funds online! wonderful.
Anything more?.
Yes, when you invest in Bajaj allianz ULIPs thorugh their channel partner, you will get additional bonus. which will supress all the charges!.
