Hi friends I am gonna share my own experience about axis bank. Axis bank always tries to satisfy customer needs. I have been using axis bank account for 5 years. I am very happy with it. Facts: 1>account opening is easy as it asks for rs3000 deposition. 2>sms registration can be done in all axis bank atm, this avoids to visit main branch. 3> it charges rs15 per annum for sms alerts. 4> money can be deposited in machines , this avoids long que in a bank. 5> many atm branches are there so it is easy to overcome the transaction limit