My salary account was recently opened by my company in axis bank and they allowed to open the account at 0 balance which is quite good. The bank sends me great offers for shopping via their debit card like 5% cashback on movies and many more. So I am enjoying banking with axis bank. The netbanking and mobile banking facility is also flawless and secured by OTP. Their customer care is excellent as they gave prompt resolution to my mobile number register issue over mail, they didn't force me to visit branch personally unlike other banks. The IMPS facillity is chargable and NEFT is free, both can be done very easily via mobile app which is very helpful. So five stars to axis bank.