Never ever go for such a worst Apollo policy. Review on Apollo Munich Health Insurance

Dear Friend,

Never buy such a worst Health in Apollo Munich Health Insurance.

I buyed and getting suffered, Apollo Munich is Cheap Health Insurance company.

Jagoo Grahak Jagoo. Buy STAR or Bajaj But not Apollo.

I BUYED Apollo Munich Health Insurance FOR MY MOM,

On( 28th -Sep-2016)due to seasonal diseases she was attached by Cold, because of it she could able to Breath Normally, so on emergency we admitted to St.John Hospital Bangalore.

Patient( H N Lepakshi - Ph- 9880805215)(cashless id 286508)

Apollo tells cashless in networking Hospital, But when hospital ppl asked money to admit Patient, I said “ We have Apollo Health Insurance “ They said “ Even then you needed to aishwaryasingh23 8K as admission, then we give you documents and records then you can clams” Then I called “ Apollo customers service, they said that’s true “ Then I aishwaryasingh23ed 8K in hospital & Did Admission .

Next day, 29th –sep-2016, Doctors gave 1.) Doctor certificate telling “ Due to cold & fever she joined “

Proof: we sent to apollo “Doctor certificate, Medical Records, Pharma Recors, ” and apollo said in 2-hours we conform it, I called 10+ time to customer service, but no proper-response,

Next day apollo sent we needed Clarification on:-

1st you asked:- Needed Clarification for BP.( for that we tested and said no BP) on 30th-Sep.

2nd You asked:- Needed Diabetic Present .( We needed blood-test and said No-Sugar) on 1st-Oct.

3rd You are asking:- Steroid why its used needed doctor certification on it.( on 1st-Oct @ 6PM)

4th:- we gave Doctor Certificated telling due to Breathing difficulty we gave 125mg dose in morning(30th –Sep)@10AM once.

5th You asked:- Why Hyperglycaemia Steroid is given.(2nd –Oct you asked)

:-We said Its not Steroid, Hyperglycaemia is glucose level more in blood:

As Apollo-Munich did not get and room to reject clam,

they said “we needed still 5th -Oct-2016 to Anasultanlysis .” Doctor working in @Apollo Munich have fake doctor certificate, Because on 30th I got a msg from Apollo Doctor team why Dolo-650 Steroid given.

And Why Hyperglycaemia Steroid given. In future they might tell Glucose is steroid.( Never believe apollo Munich Doctors, Then all are Ass-Hole and Fu-ckers.

Then, Doctors in hospital said, they are just playing to reject Clams: - Even after asking or calling daily 10+ time to customer care, no response etc.

Then we meet Heath-Minister they speak to Apollo Munich, Then they started calling me telling,

“ sorry sir, fault from our side, Your Documents is perfect within 12-Hours we proceed “for clam. On 4th –Oct -2016 they release 15k for stating Treatment “.

This means, A person admitted in emergency and he don’t have money, so took Apollo-Munich policy trusting they will support:” But see when Patient admitted on 28th –Sep, after so much fight Apollo accepted and said you clam accepted and you can admit patient on 4th-Oct-2016 “

If apollo is playing for just fever & Cold clam, Can anybody Trust for something Higher in FUTURE.

You are doing to find pin-point mistake where you can reject telling .” Sorry we cant proceed “ .

NOTE:

Doctors in Apollo are telling Hyperglycaemia is a Steroid . They are fake doctors, Keeping Fake Doctors Marks Cards, they joined there job, They cant do job outside as they have Fake-Marks card.

So, on 3rd –Oct-2016, We aishwaryasingh23ed Hospitalization fee of 20K approx and Discharge Patient,

Next Day, When Heath-Minister Called, They Accepted Clam and release 15K, We said, we have Discharge Patients, Then they said, then apply for Re-Embrace,

If Apollo-Munich Had Accepted clam on 1st or 2nd Oct, we have happy made treatment,

Because of Apollo Health insurance, Not Accepting clam took 5+ Days to accept Clam, Before Taking Insurance, they said in 2+ hours we accept-Clam.

Now, We needed to Ask Orginal-Documents in Hospital, Then we needed to Make courier to Apollo-Munich, Then they take 1-Month to Re-Embrace, In that also They tell for this test-we can’t do clam,

For this Medicine, we can clam, like this they tell and 50-60% money, they will give,

Cheaters, Never buy Apollo Munich.

As long as they settle my money, I shall be on writing, my problems in All blogs from, Facebook, twitter to Whats up, and almost 20+ Blogs from mouthshut.com to all.