Jan 09, 2017 09:50 PM
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Recently I heard a guy giving negative reviews about Andhra Bank Visa Credit card. So I thought to review it as I have been using the same for almost 4 years. First of all I would say it’s a very good card and the charges are also very low if you compare it with other bank’s credit card. There is also cash advance facility which you can avail as per your necessity. The amount of time that it gives for repayment for your credit card bills ranges from 30-50 days. You have to keep in mind that transactions that you had made will be billed on 2nd of every month and the deadline for repayment will be 20th of every month. So accordingly you can plan your purchases as well as your payments. One thing that this credit card doesn’t offer is the EMI facility, but that’s ok because in today’s era apart from SBI non other nationalized bank gives emi on credit card.
Andhra bank credit card previously had a website known as “able rewards” where you can view the amount of points accumulated while making purchases. But recently the website is down and I don’t know why. The points that I had accumulated seems to be all gone, so I am bit disappointed because I could’nt able to redeem those points.
