Excelent Choice . Review on American Express Credit Card

In continuation to my last review, I would like to share some thoughts on American Express Gold Credit Card.

I was just reading some previous review about this and found that the guy is written that there are no spending limits on AMEX Credit card and that we got to pay that in full and that's how they cheat.

Believe me guys, what that concept is totally different: That's an AMEX Charge card and not an Amex Credit card. In a charge card you do not have any pre spending limit set, but definitely that does no mean that you can go ahead and spend crores for sure.

There is a approval that's given to you based on your income patterns and you got to return the full at the end of billing cycle.

So just wanted to clear the difference in short between a credit card and a charge card.

Based on my experience of dealing with almost every bank for credit cards, I find the service of AMEX '' The Best'' Try and call their support number you find educated people speaking to you and actually helping you instead of transferring you from one dept to other.

Try and request for a BT or any form and check the response time.

Why I am so satisfied by this bank is the fact that This was the only card that I applied on my own right from calling them up, and instantly receiving the form, filling it up, attaching docs and the card was there in 25 days.

Without any run around from DSA'S

Might be the fact that few have this and its not popular coz the bank has a strict criteria for the same.

Cia