ABN AMRO GOLD CARD. Review on ABN Amro Credit Card

I HOLD A ABN AMRO GOLD CARD.

I GOT THIS CARD FREE FOR LIFE AFTER PAYING 3500RS PLUS TAXES.

YOU GET 2 POINTS FOR EVERY 100 SPENT AND THEN YOU GET 3 POINTS FOR EVERY 100 SPENT ABROAD.

THEY RECENTLY RAN A PROMOTION OF 6 POINTS FOR EVERY 100RS SPENT UPTO A MAXIMUM OF 1000 POINTS.

THEY ARE CURRENTLY RUNNING A OFFER OF 1 RETURN FLIGHT FOR THE FIRST 12,500 CUSTOMERS WHO SPENT 30,000RS OR MORE BEFORE 31ST JULY 2006.

YOU WILL HOWEVER NOT RECEIVE ANY REWARD POINTS FOR THE OFFER.

YOU CAN REDEEM THE REWARD POINTS FOR CASH WHEREIN 1 REWARD POINT IS EQUAL TO 1 RS IF YOU HAVE MADE A PURCHASE FOR AIR TRAVEL OR HOTEL BOOKING 2 MONTHS BEFORE THE DATE OF REDEMPTION.

THE ABN AMRO GOLD CARD HAS A CHIP ON IT WHICH ALLOWS YOU TO REDEEM REWARD POINTS AT SELECT OUTLETS.

THE CARD ALSO GIVES A SURCHARGE FEE WAIVER FOR ALL FUEL TRANSACTIONS ABOVE RS 100 AT ANY FUEL STATION.

CITIBANK ALSO OFFERS A SIMILAR FACILITY BUT IT IS RESTRICTED TO ONLY IOCL AND IBP OUTLETS.

SBI OFFERS A SIMILAR FACILITY FOR IOCL AND IBP FUEL STATAIONS WHEREIN THE PURCHASE SHOULD BE BETWEEN 400RS TO 2500RS.

HSBC OFFERS A 2.5% FUEL SURCHARGE WAIVER AT ANY FUEL STATION PROVIDED YOUR PURCHASE VALUE IS GREATER THAN 400RS.

HDFC CARD OFFERS FUEL SURCHARGE WAIVER AND 5REWARD POINTS FOR EVERY 100RS SPENT AT SELECT BPCL OUTLETS.

AMERICAN EXPRESS AND ICICI BANK OFFER FUEL SURCHARGE WAIVER FOR TRANSACTIONS AT HPCL FUEL STATION.

SO IN THIS WAY ABN AMRO GOLD CARD IS UNIQUE.

NOW ABN AMRO CARDS HAVE LAUNCHED 2 NEW CARDS.

THE ABN AMRO ADLABS CREDIT CARD AND THE ABN AMRO BARISTA CREDIT CARD.

THE PHONE BANKING MODULE WAS INITIALLY BAD BUT NOW IT HAS IMPROVED.THESE PEOPLE ALSO OFFER SHORT TERM CASH LOANS AT VERY HIGH INTREST RATES OF 18-21% DIMINISHIG.SO DO NOT TAKE ANY CASH LOANS FROM ABN AMRO CARD.

IF YOU WANT TO TAKE CASH LOANS THEN STANDARD CHARTERED BANK OFFERS THE BEST.BUT FOR THIS THERE HAS TO BE A RELATIONSHIP AND TRACK BETWEEN THE BANK AND THE CUSTOMER.

I GOT A PERSONAL LOAN FROM STANDARDCHARTERED BANK CREDIT CARDS AT 12% DIMINISHING INTREST WITH NO PROCESSING OR PRECLOSURE CHARGES.THAT IS VERY VERY GOOD.NEXT TO STANDARD CHARTERED BANK CITIBANK AND HDFC OFFER CASH LOANS AT GOOD RATES.BUT HERE AGAIN YOU HAVE TO HAVE A GOOD REALATIONSHIP WITH THE BANK.

HOWEVER CITIBANK AND HDFC CHARGES PROCESSING AND PRECLOSURE FEES WHICH I FEEL IS LITTLE BIT PINCHING.

WHATEVER BE THE CARD THE IMPORTANT ISSUE IS YOUR FINANCIAL STRENGTH.

NEVER OVERSPEND ON YOUR CARD.

PLAN FOR THE PAYMENTS THAT WILL BE BILLED ON YOUR STATEMENT THE NEXT MONTH AND MAKE PROVISIONS FOR THE SAME FROM THIS MONTH ITSELF.

NEVER ALLOW A CHEQUE THAT YOU GIVE TO BE BOUNCED,AS THIS TAKE AWAY YOUR CREDIBILITY WITH THE BANK AND YOUR CREDIT RATING GETS AFFECTED FOR THE NEXT 6 MONTHS.

IF YOU FOLLOW THIS SIMPLE STEPS THEN GREAT CASH OFFERS WILL COME YOUR WAY.

SO GO AHEAD AND CELEBRATE YOUR CREDIT.