Abn amro. Review on ABN Amro Credit Card

I  had  been approached  by Abn Amro  some time back  for  very  long to  take a card and I finally  did  , the rep who came  to meet me was very  open about  the  charges /benefits, in fact after I  got the card , i receieved a  call form their customer service  that  I need to use it once within a period and for  an amount if I want it freethe only  issue is  the the  branches  available in even a city like mumbai  very few, they did tell me that  I could drop at uti atms but after depositing a cheque  it did not reflect as  AS A PAYMENT for quite some time.

So I deposited another cheque at a branch ,   and stopped payment on the  old cheque, obviously  the  bacnk will jnow chareg  me for it , hence I feel this is a distinct  disadvantage , they  need  to do something about the  drop boxes  , as otherwise at times due to access or non availability  of  drop  boxes  issu  , it cna lead to an late payment and extra charges unnecessarality  I am a god card holder and normally us eit for  filling petrol , as there is no surcharge  for  using cc card at all petrol pumps unlike icic who ahev it as per hp  pumps only