ranjan_m's Timeline

Reviewed Movemycar

Fraud company https://www.movemycar.in

As I am writing this review, my car is still not delivered. And the transporter has no clue where the car is. This website has 3rd party transpoter, who are actually not transpoters, they are Dallas who give your car to shady transporters. I got many references from movemycar.in and chose one...Read more

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Reviewed AO Smith Water Purifier

Worst post sales service in the industry

In am writing this on 16th June. I placed a service request on 4th June. There is absolutely no action on my request. I have called tthe customer care many times. They have no clue about when my RO will get service. Everytime they say another 2-3 days. Don’t buy this any AO Smith products. Heard...Read more

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Reviewed AO Smith Water Heater

Worst after sales service in the industry

In am writing this on 16th June. I place a service request on 4th June. There is absolutely no action on my request. I have called tthe customer care many times. They have no clue about when my RO will get service. Everytime they say another 2-3 days. Don't buy this any AO Smith products. Heard ...Read more

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Commented on own review

Honda biro: all that glitters is not gold
Honda Brio

@ip_28 and rajkrssna You have not read my comments properly. The issue is with HONDA regarding unavailability of spare parts. I had contacted the company and they apologized for the delay. It means they accept the problem is at their end. When you review a car you must consider the cost of own...ership and after sale services. Otherwise now days no manufacturer makes really bad cars, The ownership experience comes from after sales service only and cost of ownership. Read More

Commented on own review

Honda biro: all that glitters is not gold
Honda Brio

Just to inform..finally my front left shocker is changed ( After a month). Think of it a new car needing shocker replacement. I been driving a Santro for past 10 yrs, but till date it has not required any major repairs. However, the weel alignment issue is still there with my BRIO. I guess time t...o take it up with consumer courtRead More

Commented on own review

Honda biro: all that glitters is not gold
Honda Brio

It's not a dealer problem....they claim the part is not available with the comapny itself!!! The dealer himself is complaining about shortage of spare parts with Honda

Commented on aaaa365's review

Worst car
Honda Brio

If your car is not delivered yet cancel it nowwwwwwwww. if you are curious why am i saying that??? Read my reviews...

Reviewed Honda Brio

Honda biro: all that glitters is not gold

I bought a new Honda Brio on the 3rd day after a minor accident I sent it for servicing. The day I picked-up my car discovered wheel alignment issue and complained to the dealer, the first mechanic who checked the car said it’s a minor problem however, since it was closing time and I was told to...Read more

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Comments 14

Commented on sourav.rubi's review

ULIPs vs Mutual Funds: Who's better?
Bajaj Allianz Life Insurance

ULIPs are very complex products with very high cost associated with it. Besides other costs the Agent's commission on 1st yr premium is 30%. I strongly believe that insurance is a cover and should not be mixed with investment. Any ways the IRR of 95% ULIPs is around 4-6% only. So it has not pr...oved to be a great investment option ULIPs are popular because Agents push it for high commissions ( I guess Agents now days do not even mention “Term Plan”) and due to lack of knowledge customers are easily misguide by the Agents. Read More

Commented on sprasad14's review

Ritz - Value for Money
Maruti Suzuki RitZ

Ritz in not a good value for money. Look for other options with in the same budget and you would know

Commented on shishirbn's review

Very good insurance company
PNB MetLife Life Insurance

I totally Agree with Shankar. It seems Shishir has very limited knowledge of ULIPs or too naive to belive every word the Agent told him. Or may be like Shankar mentioned he is working with Metlife. The language and illustration he has used is typically of an Agent. ;-)

Reviewed Tips on Unit Linked Insurance Plans

DO NOT MIX INSURANCE AND INVESTMENT

A common misconception is that the entire amount you pay is invested by the insurance company. Not so. From the premium paid, the insurer deducts charges towards life insurance(mortality charges), administration expenses and fund management fees. So only the balance amount is invested. Also, ULI...Read more

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Comments 1