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MouthShut Score

32%
2.18 

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HDFC Bank Visa Credit Card Reviews

HDFC-Value Plus

Jan 22, 2008 02:47 PMRead

I am using this card for past 3 years & I am happy with the service.I was looking for a credit card which would be life time free. Manhattan was the key player then, who was offering lifetime free CC. I started the initial talk both with SCB & HDFC at the same time. But HDFC won the ...Read More

HOLD HDFC CREDIT CARD - GOVN EMPLOYEE

7 days agoRead

Hi,I am holding HDFC card for past 2 years. I am working in a private IT company with monthly salary of 70K.I was looking for a longtime creditcard in all banks. While comparing with many banks I have choosed HDFC. we dont need to roam to bank to submit our documents. They will support u...Read More

Worst credit card service ever

15 days agoRead

I am horribly unsatisfied with the service I am getting. Firstly the credit card benefits(eg- one on one movie tickets) was curbed. Then when I asked for revising my payment cycle from 29th of each month to 3rd or 4th of each month, bank refused and your customer executive told me that it is oka...Read More

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Totally Underrated

Sep 12, 2017 08:27 PMRead

I deactivated HDFC Credit card some days ago as I was not happy with the service,The customer service is not good, they honeypot and trick you in getting a Credit Card as they told me that it is totally free for lifetime but that is a lie,The interest rate of HDFC credit card is very hig...Read More

Worst credit card ever

Sep 03, 2017 12:02 PMRead

I am using this credit card since one year. Every time I am ontime for the repayments. For the last two months I have delayed the repayment. The collection department people are hell. They literally tortured me to pay the minimum payment. They will never understand the situation.The worst pa...Read More

 
In today's world, a credit card has become a necessary evil. Banks are always coming up with lucrative offers to lure customers and sell their credit card. With a photocopy of your KYC and signature all it takes is 15 minutes and there you have your credit card in hand.
Easy but Hard to maintain... HDFC credit card.

Aug 31, 2017 01:12 PMRead

HDFC Credit card is not so different from other cards, every business unit does it business for profit but not like a social or charity society, Interest rates and other charges  are normally highwhen we discuss about HDFC card, Processing is easy if you have a Account in HDFC and CIBIL scor...Read More

My honest review on using HDFC credit card

Aug 27, 2017 12:45 PMRead

When I was looking to choose credit card which provide good discounts when shopping online, and provide good cutomer support the members of hdfc bank approached me giving me all the details of their service, i.e what is the credit amount, what is the percentage of discount offered etc. After hea...Read More

Flexible credit card

Aug 10, 2017 05:25 PMRead

I got a loan of 2 lakh amount in the beginning along with the credit card from HDFC. The credit card consists of 35000 amount additionally. It is like return policy within a date. The customer service was very good and they were friendly. Comparing to other bans HDFC bank loan interest rates are...Read More

Nothing

Jul 31, 2017 08:40 PMRead (via Mobile)

As consistent with the HDFC bank representative their will no charges for the credit card lifetime because it was the salaried account credit card but after the 4-five months the costs began to get relevant over the cardboard if the inquiry is executed for the same they says it has be to because...Read More

Credit card in need is the Card indeed

Jul 27, 2017 02:10 PMRead

Hi guys,Although you guys must be aware of many credit cards and some of you may also be using it but some of you thought that using a credit card is not safe.I tell you that using a credit card is safe to use only if you use it carefully and safely.Coming to HDFC credit card, I am using...Read More

Bad payment options

Jul 07, 2017 11:23 PMRead (via Android App)

Hai, I am giving this review after using it for three years, there is big drawback in this card.i.e. payment issue, I can pay only by using net banking , they does not accept debit card payment, every time I should gi with this option.At the time of card dispatch they have smart emi option.i.e y...Read More

Bad services

Jul 05, 2017 10:38 AMRead

When my younger brother started to do job then from the co. Reference got credit card facility. Intially services was looking good but technically that were highly rated.Once he used the card and delayed for repayment and they charged highy I terest rate according but from the next month the...Read More

Dont go for HDFC CC!!!

Jun 22, 2017 08:56 PMRead

Hi All,I recently closed HDFC credit card as I had worst experience when dealing many things with HDFC credit card.Rate of interest is too high compared to other banks. Also you cant pay due from other bank immediately.Atleast it takes 3-4 working days to reflect in billing. Recently...Read More

Worsed

Jun 19, 2017 08:02 PMRead (via Android App)

I really threlled to have an credit card of hdfc visa card. Once upon a time I didnt get any credit of my acvount coz of financial cause and my account debited ten thousands rupee. I was disappointed to check my account amd never lnew that how it can be possible but when I get in touch with cust...Read More

Never get this CC.

Jun 19, 2017 08:42 AMRead

Hello All, Today I am going to tell you about my HDFC bank credit card. Credit card is very dangerous to use because their interest rates are too high. And HDFC bank will never mention it anywhere that you will have to pay this much of interest rate. You will keep on using you credit card will k...Read More

Credit card

Jun 13, 2017 03:20 PMRead (via Mobile)

HDFC bank is one of the leading bank in the private sector having a large share in the market, provide different service to there customer which also include issue of credit card.I also apply for the credit card ffor which they ask for recharges, so by paying the charges they accept my reque...Read More

Experts of credit card

Jun 09, 2017 12:39 PMRead

I think hdfc bank is the top bank to make credit cards. they have so many customers in the market and most of the customers are satisfied. I am using Hdfc bank diners reward credit card since last 5 month the card is good but it is not work on every place expect restaurant. but this card is life...Read More

Very best service of hdfc bank visa credit card

Jun 07, 2017 09:21 PMRead (via Android App)

It is my best decision to have this card. A middle class man cannot afford the market increased price material without ctedit card facilities. I am helping my four friends with my this card. A man can purchase any thing from market in emis with lower rate of interest. Personal loan facility is a...Read More

Hdfc bank credit cards

Jun 04, 2017 01:22 AMRead (via Mobile)

Worst experience I had for banking with hdfc bank credit card I got a credit card with the limit of 25000 and used 22000.however I faild to pay few emis but I agreed to pay with whatever the penalties are but before paying hdfc started debiting the funds from sallery account even after informing...Read More

So Many Hidden Charges

May 21, 2017 09:14 AMRead (via Mobile)

Nauseating Experience with HDFC Credit Caed. I was utilizing Hdfc Mastercard, credit point of confinement was 25k . After I utilized it for couple of months I got a call from Customer mind saying that my Usage is adequate so my Credit point of confinement would be expanded to 1 Lakh . So I conse...Read More


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