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Commented on own review

One of the best insurance company believe me
HDFC Life Insurance

also one more thing if you take hdfc pension plan now than they charge 40% in first year but if you continue your policy for 15 years they give back your money as bonus 50% of your premium tell me which company is doing this in market charging nothing instead giving you 10% from there side

Commented on own review

One of the best insurance company believe me
HDFC Life Insurance

you know icici fmc is 1.75% and policy administration charges is also high and switches are less so just calculate the charges for 10 years than you can definitely see which one is charging more. Also icici has lost his reputation in recent time so how could you advice for icici prudential policy........Read More

Commented on own review

One of the best insurance company believe me
HDFC Life Insurance

ok I agree with you that if you look at first sight i seems that hdfc policy charges high for 1st year but you need to understand they are not exactly as high as other companies. For eg:- hdfc charges 35%and accumulates your 65% while kotak charges 6%in 1st year and accumulates 94% of your premium. ...now lets come on second year hdfc accumulates 98% for all successive years, but kotak saya it will keep charging 6% for 10 years and than 2% what the hell man. actually insurance companies are quite smart they actually don't open charges that seems more easily they disguise and tries to fool there customers either charging in successive years or keeping there FMC high thanks hdfc does't have to do all that. and icici FMC and policy administration charges are quite high and in some cases it is unfavorable to those who invest more premium as charges increases with premium alsoRead More

Commented on ris1294's review

Dont Buy a ULIP Insurance or Pension Plan
HDFC Life Insurance

well they have introduced new pension plan in which they accumulate 60% of your premium in first year. now it sounds something as if they are charing you very high rather than max new york or sbi life or other companies who accumulater 70-80% in first year and deduct only 20-30% but they do it succe...ssively for 2-3years while hdfc has an advantage over it as if you continue the policy for 15 years than after 15 years they will add up an bonus of 50% of your first premium. Now just calculate they actually accumulate all your money without charging anything and instead give you 10% more.... and the policy you have taken has only .80%FMC believe no other company offers such low FMC charge and it really counts in ulip plans also you are offered 24 switches in one year which mean 2 switches every month. policy charges Rs20 per month. Man you are thinking of closing this plan.....feel really sorry for uRead More

Commented on riya12's review

HDFC SLIC- is not all that rosy.
HDFC Life Insurance

well can you tell me which plan of hdfc have you brought, in which you can change your premium.

Reviewed HDFC Life Insurance

One of the best insurance company believe me

Hdfc standard life products are far much better than max, kotak, icici, bharti axa and more. First of all you need to understand that hdfc has to offer 7 funds from "safe" to "growth". Now lets talk about the charges, hadfc charges Rs60 as policy administration each month while max and more char...Read more

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