As I am using paytm at my shop, it made my work easy, now I dont go to bank or atm to do all my transactions, I can do receive cash from customer, recharge mobile, dth, book train ticket, movie ticker, u can pay any one from it and can transfer money to any account, but only android phone user can use this service, u can transfer money from ur account to paytm, and again transfer it back to your account, recharge your mobile dth as well as others mobile and dth, nice service I wish every indian should use this service
