Nov 07, 2016 01:43 PM
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(Updated Dec 21, 2017 11:01 PM)
They would give you loan at 9.5% but within 2 yrs they would start charging roi of 11.45% without any intimation when other banks are offering roi of 8.5%.Your financial planning would be jeopardized and they would ask you to pay Rs1150/- just to lower the rate to standard market rate and behave as if they have done you a favor in doing so. On trying to close the loan account by prepaying, they would charge you prepayment fines disguised in the name of "Document Retrieval Charge" and then you wait for infinity to get your property papers.
