I have bought a cell phone and get it financed by this company, without any credit card requirement. At first I hesitated but then I decided to go with them. The process of financing was really quick as they only need some address proofs and two or three photos and some signs. As I knew about the company, I also read all the term and conditions like late fees and non payment or some other issues carefully and also the interest they are charging, they don't charge too much interest at all as compared to the services they provide, the staff present on the spot in the shop is very friendly and soft spoken and really helping, they gave me the option to directly give the money or installments to the shopkeeper from whom I bought the product or can pay by using kiwi machines. I am totally satisfied from them and if you are looking to buy something on installments then you can go for home credit India.
