The bank is only for rich people and not for lower class people because as my experience once I was going in hdfc bank and ask for create a account they say that u have atlest 10k of cross Check from other bank to deposit it and create a account in hdfc bank so it is good only for upper class people not for all and the interst rate is also very low as other bank compare with hdfc bank so guys my experience. Is that it is not good at all for saving and other but the service was good enough but hdfc is not good for my experience.