Karnataka loan reject main reason CIBIL Score .
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Bank loan ? Credit Card reject ? main answer 👉 CIBIL Score.
CIBIL Score ?
financial behaviour (EMI Payment, Credit Card usage, Loan history) Bank trust rating.
Score 300–900 .
Score
❌ EMI late payment
❌ Credit Card 30% usage use
❌ Too many bank enquiries
❌ Loan settlement
Score Tips (Kannada)
✔ EMIs on time
✔ Credit card usage < 30% (very important)
✔ Avoid multiple loan applications
✔ Never do loan settlement
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🔻 Explain 👇
(https://youtu.be/9IuJsApdauo)
