Friends im using this app from last 1 year. it is a nice app for digital payments and online recharges. it will keep ur money safe and secure. and keep u away from the ques in the atms and also save processing fee if u make more than 3 transactions. For recharges you will get good cashback and also u can easily book railway and air tickets. I recommend you to use paytm eg.if u lost your ballet while travelling u can easily surive from that problem.and also you can buy wide range of products.delivery and customer support is awesome.although for shooping it is a bit costly app.i will not recommend you paytm for shopping but for digital payments like bills tickets recharges and other payments in the market it is useful. ! So use paytm and help india in the way of digital payment system
