This app is very usefull if you( pay online, recharge online, or want to use it as method of paying its gets acapted on some e sites and and some stores for ex- if you pay online for mobline bills you get cashback on paying froam paytm and you can use patm cash for buying online pay bill or even creadit it in your bank acount after you are with paytm around 2 month you can do it for recarege, waterbills, etc over all asome app
