The multiple functions of the app. Like sending, receiving money, etc. Helps a lot as it used to happen only with cash before. We have a lot of shortage of cash since 8 nov. Paytm has been a blessing since then as all my expenses are now handled by paytm. Simce, I use credit card to load the money, I get more than a months credit as well. The offers in the mall section are good, however the delivery charges are high. Even though the delivery charges are high, they should consider doing something that Amazon does, they waive off the delivery charges if the total order is above ?500.
