Hello friend I have been using paytm last 2 year.and I keep using it becoz it's very simply and secure .to transfer money recharges.well that everybody knows but are you using update version of paytm .if yes than it is good for you and if no than plz do updatethe concept is very useful and helpful .in this update app it's very easy to add and transfer money and for the merchant transfer money limit is rs50000.it works even on slow or weak network.now user can use it's fingerprint as a paytm password.you can add money on single screen the design of app is improved and good .so just to tell you friend day by day paytm software become advanced and features become more convenient and easy and cash back benefits well everybody knows about .well in my way paytm is trustful and secure till the time.so don't worry and tell others.it's very helpful for me and I do my recharges like mobile dishtv and with-it.soon I will do payment of gas , electricity and all becoz I don't have time to stand in long row.just make it simple paytm karo .