I have taken HDFC PROGROWTH SUPER2 ULIP PLAN. I have my account in hdfc so one of their employee suggested me to take this policy. It was looking good to me so I took this policy.
It has five years locking period in addition you get insurance.
My premium is 15000 per year. Now its almost two years but I dont see any growth. Its still same.
Actually their own charges and insurance premium make it less profitable.
So I would not suggest this policy. The bettrr option is mutual fund.
I shared my experience to make people aware dont take policy blindly. Go through to get complete knowledge of it first. You can take advice of finance advisor too.
Please clarify all your doubts before buying any policy.thanku.
