Hey friends I will tell you about the app Tez it's such a great app it's best for tarnsfering money to other directing in the bank now a days you can easy send money to another account and can receive back without any deduction charge it's only debited and credited the amount send or receive not any single paise deducted other than the amount in fact it's giving cash while joining to new user through the referal code 51 51 to both in direct account and also on the transaction of doing more 150 rupees or 150 so I prefer to join more and more