They will never settle your claim and never give you money. Will keep on asking you irrelevant documents even though you will submit all your discharge summary and doctors papers. Look at the attached screenshot and see how irrelevant documents they are asking (points 2 and 5). I mean, are doctors so free that they will provide you with etiology certificates? They will keep on harrassing you and not settle your claim, no matter what happens. Never ever enroll for care health insurance