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Top 10 Banks in India

Updated on : Jun 26, 2019 16:31 PM | 824 Views

From keeping money safe to grow that many by availing many of the lucrative yet interest charged schemes, it is the people at large who choose private banks when it comes to excellent banking services and proper customer interaction and service. Below are some of the top Banks in India that people look forward to invest:

Ratings and Reviews
2.34
29,220 Votes
Description

One of the most sought-after banks that the public usually looks upon to invest in one of the best loan providers is the HDFC bank. It has been ranked India’s No.1 Bank in Forbes’ world’s Best bank report. It is the number one ranked private bank in India that not only provide withdraw facility and deposits but also helps the customers to avail for FOREX services, loans, credit cards, insurance policies, and premium banking features overall. College graduates in the banking sector that are very well capable of handling big clients and corporate accounts usually look forward to getting a decently paying job at HDFC. Many young employees understand the fact that HDFC is a fastest growing banks in India that allows new interested candidates to give an online test which has to be taken and post the online test, there are two rounds of interview. One of the rounds is with the HR while the other round is with the Technical Recruiters. One of the best parts is that the Induction Process that is conducted for the selected interns is one of its kind overall. HDFC Bank’s capitalization was Rs. 6,25,666.08 crores as of April. 2019. Talking about its employee strength, that is about a total of 88,253. HDFC has about has 4,963 branches and 13,160 ATMs across 2,727 cities in India. Not only this, in terms of asset evaluation, this bank is also the largest private sector lender in India.

Ratings and Reviews
2.27
30,457 Votes
Description

ICICI Bank that has around 4867 branches and 14367 ATMs across India and is the second in the list and has a presence in 17 countries including India. It has a registered office in in Vadodara (Gujarat) and headquarters in Mumbai (Maharashtra). It has some of the most prominent subsidiaries in the United Kingdom and Canada including branches in United States, Singapore, Bahrain, Hong Kong, Sri Lanka, Qatar, Oman to list a few. ICICI Bank which is founded as the Industrial Credit and Investment Corporation of India Bank also has representative offices in United Arab Emirates, Bangladesh, Malaysia and Indonesia. Other than providing normal transactional services to consumers, it also provides services ranging from withdrawals to loans, deposits, privilege banking, insurance policies, credit cards, and other services to name a few. ICICI Bank is so worth joining as the young graduates understand the importance of getting in the banking career with this bank, so much that they sit for an MBA entrance exam, just so they can get to work there. It is an Indian financial service and multinational banking company that has a market capitalization of Rs. 2,56,205.53 crore. Its insurance policies that comprehensively include home insurance, car insurance, motor insurance, and health insurance are great.

Ratings and Reviews
2.35
17,037 Votes
Description

Axis Bank that has a rich global presence with 12756 ATMs, 2959 branches and 9 international offices offers many of its key services that include corporate banking, and credit cards alongside serving insurance policies and other mortgage schemes to its customers. It has has a market capitalization of Rs. 1,97,360.89 crores. Been the 5th largest bank and 4th largest private bank in India, Axis Bank has always made India proud. It has around 4000 branches, 12,705 ATMs and 3,548 cash recyclers across India. Giving its competitors a tough fight, it has an employee strength of more than 55,000. Alongside offering a comprehensive suite of financial products, Axis Bank has 30.81% of its market shares that are owned by promoters and promoter group while the remaining 69.19% shares are owned by mutual funds, FIIs, banks, insurance companies and other forms of individual investors. For the new joiners, Axis Bank runs Young Bankers Program which is useful for the young talent to eb a part of the never-ending success of one of the top banks in India through a two-stage selection process. This two-stage selection process is aimed at selecting candidates who are most likely to succeed at various Branch banking roles that are a part of the services that the employees can provide to the bank.

Ratings and Reviews
1.93
11,411 Votes
Description

Kotak Mahindra Bank is the fourth largest bank and third largest private bank in India that was issued license in February 2003 by Reserve Bank of India after which it was successfully able to carry on banking business. It has a rich network of 1,369 branches and 2,163 ATMs across India. One of the proud moments for Kotak Mahindra Banks was for it to be ranked at 245th in Brand Finance Banking 500. Not only this, it has It has revenue of Rs. 21,176.09 crores (as of 2017) and 50,000 employees across India. It offers a wide range of banking products and financial services for not only the corporate customers but also retail customers through a variety of delivery channels. Some of its specialization include subsidiaries in the areas of personal finance, investment banking along with subsidiaries in general insurance, life insurance, and wealth management. Among other services, it is known for been providing services like NRI banking, wholesale banking, insurance policies, and privileged banking. On the employee side, the bank is quite transparent so the focus is on work always and they are known for their meritocratic culture.

Ratings and Reviews
1.91
3,485 Votes
Description

IndusInd Bank is a new kind of first ever new generation private bank in India. It is known to be providing commercial, transactional and electronic banking products and services. IndusInd Bank is confined and specializes in providing in retail banking services and continuously upgrades its support systems by introducing newer technologies. It has about 1,558 branches and 2453 ATMs across India. Apart from having its branches in in Mumbai (headquarter), New Delhi, and Chennai (Tamil Nadu), it also has representative branches abroad are located in Abu Dhabi, Dubai, and London. It has a market capitalization of Rs. 1,07,064.08 crores as of April 2019 and is one of the biggest private sector banks. It offers personal banking services such as insurance, cards, loans, deposits alongside providing electronic banking services and products. When it comes to number of bank branches, Mumbai has the maximum number of bank branches followed by New Delhi and Chennai. From among the various financial services, IndusInd Bank provides Corporate Banking & Finance, Cash Management Services, Trade Service Utility, Depository Operations and Treasury Operations to name a few. For the young talent that wants to get onboard with IndusInd Bank, there are various vacancies of Clerks PO’s Specialist officers and Managers.

Ratings and Reviews
3.44
9 Votes
Description

Yes Bank Ltd. is one of the growing banks since 2004 in in the areas of investment banking, corporate finance, branch banking, retail and SME banking franchise, and financial markets. Not only this it has also been honoured by the Reserve Bank of India (RBI) in the field of Greenfield bank license, in the past two decades. It has market capitalization was Rs. 64,913.53 crores. It has never failed to amuse its customers with retail banking and asset management subsidiary functions. It has a tough employee strength of more than 18,000 employees. In terms of number of branches and ATM’s, it has more than 1,150 branches and over 1800 ATMs. For the interview process, Yes Bank Ltd. has two rounds out of which the First round is face to face and in the second round the shortlisted candidates have a round of interview with Manager where the Company culture and the compensation is discussed. Many of the employees find the in-hand salary very less comparatively since many of the job roles also requires travelling. The company also employees via Psychometric test which is also considered as the elimination round after which basic questions are asked. They also have openings in their flagship MT-type program from which the people are shortlisted for interviews basis their CV's submitted to the college for the placement process, after which the interviews are conducted by both the business and HR teams of the bank.

Ratings and Reviews
2.52
8,273 Votes
Description

Punjab National Bank is one of the is a state-owned corporation that is incorporated of more than 80 million of customer base and has its presence with about 7,000 branches, and 10,681 ATMs across India. PNB is the third largest bank in India. It has a very strong employee strength of over 70,000. Not only this, it has a market capitalization of Rs. 37,411.52 crores. One of the independent parameters that makes PNB a little different is that It is a state-owned corporation based in New Delhi, India. It has over 80 million customers, 6,937 branches and 10681 ATMs across 764 cities. PNB has been recently awarded IBA Banking Technology Awards 2019. PNB selects candidates for the various posts like candidates applying for specialist officer, management trainee, probationary officer and clerical positions through IBPS examination. The bank then posts the cut-off required for each position and those who have scored higher than the cut-off can apply for the position. After this the screening process takes place and the selected candidates are put through interview process. One of the best parts is that the engineering candidates and management candidates can also apply for scale 1 manager position or management trainee positions.

Ratings and Reviews
2.60
5,573 Votes
Description

Bank Of Baroda is one of the big four largest banks by total assets. It officially merged with Dena Bank and Vijaya Bank on April 1, 2019. It has the largest customer base of about 12 crores customers that avail many of its services 9,500 branches, 13,400 ATMs across India. It is headquartered in Vadodara (Gujarat). It is one of the leading most banks having least non-performing assets (11.5 percent). It has a market capitalization of Rs. 35,251.50 crores. Not only this it also has a strong 85,000 employee base across India. It is an is an Indian multinational, public sector banking that is owned by Government of India. Possessing total assets in excess of ₹ 3.58 trillion, it is India’s 2nd biggest bank by assets. Its amalgamation with two other banks that conclusively involved Bank of Baroda, Vijaya Bank and Dena Bank is the first-ever three-way consolidation of banks in the country. They have vacancies for many of the young talent from across different levels like Junior, Middle Level and Senior Management Levels. They also offer jobs on Contract Basis. One of the most notable features is that the officer cadre is divided into 7 distinct scales and they also bestow you with many responsibilities even at the junior level depending on the talent that you may possess.

Ratings and Reviews
2.87
41,217 Votes
Description

State Bank of India is unfailingly is one of the highest the leading bank in India when it comes to number of branches, ATM’s, net profits, total assets managed, etc. One can say that it has the strongest employee base of close to 3 lakh people and nearly commands 20% (approximately) of the Indian banking sector. It is one of the largest and the most widespread banks which has its Corporate Centre in Mumbai and 14 Local Head Offices and 57 Zonal Offices that are located in many of the cities all across India. It has over 17,000 branches with more than 27,000 ATM’s. It is noteworthy that during FY2017 it had ranked 216th on the Fortune Global 500 list. It has market capitalization was Rs. 2,93,218.11 crores and a rich market share of 23 percent. It is not astonishing to note that there are 85,356 branches and 59,291 ATMs across India. It has presence in more than 36 countries. Unlike many of the other Banks, SBI conducts three phases in the SBI PO Recruitment Process out of which SBI PO Prelims Exam is the first round. It is a little strict since the test comes with negative marking for wrong answers and has no sectional cut-offs. After this, the selected candidates have to go through SBI PO Mains Exam which takes into account Subjective and Objective topics and the last round is SBI PO Group Exercise and Personal Interview.

Ratings and Reviews
2.43
5,453 Votes
Description

Bank of India which has market capitalization of about Rs. 28,464.06 crores and is a founding member of SWIFT that uses and assigns each financial organisation a unique code and is a messaging network that financial institutions use to securely transmit information and instructions through a standardized system of codes. It has a decent employee strength of over 48,000. Not only this it also has 5100 branches across India, 56 offices are located abroad. It is known to be making a profit of 400 million USD. It has a combined business of Rs 14.82 lakh crore, making it the third largest bank after State Bank of India (SBI) and HDFC Bank. With about 4500 branches Bank of India makes a profit of 400 million USD. It offers many vacancies for open positions like Office Assistant, Faculty Member, Attendant to name a few. One can also apply through the career sections page on their official website for a number of different openings. It is headquartered in Mumbai and is yet another public sector bank that has figured in the top 10 banks in terms of market capitalization.

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