Phonepe app use for the money transfer. Its create your upi which link to your linked bank account it is so easy. The mobile recharge or any other recharge you can do directly and money will be debit from your PhonePe wallet or the lonked bank account.
The cashback is direectly apply on transaction as per the maximum benefit the customer get from it. The FreeCharge wallet also you can link in the PhonePe app and as you use Phone pe app but for wallet transection you can use FreeCharge in the PhonePe app.
I am doing lots of transection on the PhonePe app they give maximum cashback as per the scheme but that cashback is never withdraw in bank account . You have to use it on the PhonePe app that not good. This where I was disappointed from PhonePe app.
The other thing is the PhonePe app do not link with paytm and the both wallet are separated those I dont liked and I am waiting when the all wallet link to gether eaily in future. Thats it this is my opinion so what ever you want to do think twice.
