If you asking Me why I use payTm so My answer is They always give me Cashback whenever I recharge my phone, Bill paymnets, Transfer etc.
This Wallet app is amazing. They give vouchers, Coupons and many things Even I don't need to pay cash for taxi and auto rickshaw, i simply transfer the money and PayTm is very useful for me. And this site provides Most of the product recently I bought a set of T-shrt with cash on delivery I feel safe in cash on delivery even we all feel save with this, its saves us money or time too. And I love there cash back scheme so my advice too all the people first check the payTm.com before buying anything because payTm gives CashBack ??
