Credit card department of icici is wrost channel of icici. it has many conditions to apply credit card. compare to HdfC bank , hdfc offers credit card to its every customer who has maintained good balance in account also it gives handsome limit of credit card. but icici bank has only 3 segments, salaried, Itr bases and fd against, in these conditions they also decline most of files. if icici gives credit card to someone it has very less limit and they does not increase the limit even customers pay time to time. overall credit card of icici is not good at all compare to other banks.
